5/07/2009

Car Insurance Companies



Car Insurance Companies
Nicholas Vernon

If you are reading this article, you could be a teenager that just got their license or someone older who never had a license before. Which ever your case, there are some things you need to know about
car insurance and how you can become a safer driver on the road. Almost everyone gets a driver's license at some point in their life, but not everyone always knows the risk involved every time you step foot into a vehicle.


What the Insurance Company Sees


Being that you are a new driver, you will have to get insurance. Statistics show that teenager pose a higher risk while driving because of a few common facts.


1.Distraction: It is common for a teenager to have many distractions. Distractions to a teenager are heightened because they typically do not distinguish importance of responsibilities.


2. Cell Phones: Teenagers are super glued to that cell phone. As if talking on a cell phone while driving was not dangerous enough, teenagers will actually text on there cell phones while driving. How long are their eyes off the road before they end up rear-ending a car?


3. Calculated Risk does not exist. Teenagers often times feel they are invincible. Teenagers are known for speeding, cutting people off, racing other cars, and driving recklessly in general. If you are not a teenager, and you are getting your license, they are going to see you as an inexperienced driver. Inexperience equals higher risk. Not matter if you are a teen getting your license or past that age, you will see and pay a higher premium until you can establish a good driving record.

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